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Property & Casualty Department

Commercial insurance is a vital ingredient in protecting the assets of your business. Brown & Brown’s team of trained professionals combine added service and knowledge components into an outstanding risk management program for you.

Our Services Include:
Current Plan Review
  • Review current program
  • Review leases and contracts
  • Review bonding requirements
  • Analyze claim experience

    Risk Management
  • Identify and analyze exposures to loss
  • Develop alternatives to deal with the identified exposures
  • Implement solutions
  • Monitor and make necessary changes
  • Determine methods for loss avoidance and retention

    Loss Control
  • Coordinate on-site studies
  • Develop loss control & loss prevention program to minimize frequency & severity
  • Develop catastrophic plan to protect assets
  • Coordinate safety inspections and programs unique to your operation
    Administration
  • Coordinate insurance program with risk manager
  • Participate in your management team
  • Allocate premiums by coverage, location, or entity

    Market Place Review
  • Develop competitive bid specifications
  • Analyze proposals based on exposures
  • Evaluate financial condition of carriers
  • Keep abreast of legislative changes and requirements

    Self Insurance
  • Study feasibility
  • Evaluate funding agreements
  • Review and evaluate reinsurance contracts